FBLA

Competitive events · 02

LifeSmarts

A free National Consumers League program covering personal finance, consumer rights, health and safety, the environment, and technology. Compete with a Varsity team.

Register & access LifeSmartsJoin a chapter team

01 — Competition overview

Varsity LifeSmarts

4–5 students · Grades 9–12

Eligibility
Teams of four or five high school students in grades 9–12. FBLA membership is not required for Varsity participation.
How it works
Start with online qualifying quizzes, then advance through your state competition. State champions compete at the National LifeSmarts Championship; a separate Wild Card route may also be available.
New Jersey deadline
The 2026–27 NJ qualifying deadline is not confirmed here. Check the official state competition listing before entering; do not use a previous season’s dates.
National championship
April 15–18, 2027 · Buffalo, New York.
Registration
A coach creates a Varsity team in LifeSmarts and selects the state. Students register, join the team, and complete the required qualifiers before the state cutoff.
Varsity dates & state requirements

02 — Prepare & register

Resources and documents

Use practice quizzes, StudySmart guides, daily questions, and LifeSmarts U lessons to prepare for Varsity competition. Confirm current team rules and state requirements before entering.

Study guides & practice quizzesVarsity nationals dates (PDF)